Referral Mortgage, Inc. is a Colorado Company.  The Company was formed in 1998 by experienced mortgage professionals in response to the demand for direct low cost mortgage financing.  We are "Your Personal Financial Expert".  Referral Mortgage specializes is finding the best solution to your financing needs.  If you are looking for a homeowner, non-owner, commercial, or business loan, you've come to the right place.  We will help you get the right loan at the best rate.  Whether it’s a fixed or adjustable rate, purchase money, or a refinance of your existing mortgage, we will analyze your financing needs and credit history to find the most cost effective loan solution.  Referral Mortgage specializes only in Colorado, Wyoming, Texas and California for Residential (1-4 units), and offers Commercial and SBA Loans nationwide in all 50 states.

Referral Mortgage Residential has over 200 different Residential Mortgage Programs for almost any homeowner or investor needs, regardless of the credit history.  Our residential underwriting and staff are local and understand the Colorado and surrounding markets.  This translates into a shorter more effective loan process.  Our mortgage rates are some of the lowest in Colorado and the Denver metro area.  Some program rates change daily and several times throughout the day.  After you have finished shopping and are ready to go, give us the final call.  We meet or beat anyone’s 30 or 15 year fixed rates on refinancing.  Send us your written loan quote along with your Good Faith Estimate of closing costs for a second opinion.  Your chances are good that we can save you money.  We offer several options to Apply Online or Contact Us. 

Referral Mortgage Commercial offers extremely competitive rates with a variety of loan options to meet your financial objectives.  Our Commercial Mortgage Programs are available nationwide in all 50 states.  Referral Mortgage specializes in Small Apartment Financing (5+ units - $100,000 to $3,000,000).  We also represent the following other money source types as Lender/Agent/Broker/Consultant:  CONDUITS, SAVINGS BANK, MEZZANINE, LIFE COMPANY, SBA and PRIVATE ranging from $100,000 to $20,000,000 and up.  Do you want service, knowledge, experience, and written quotes for you or your clients?  Do you want loans that close?  Give the commercial department a call.  We offer several options to Apply Online or Contact Us. 

We are constantly updating our technologies to streamline the loan process and lower your costs.  Take advantage of our online communication platform and lock in future savings.  Contact Us TODAY for honest rates, no hidden fees, and personalized service, or you can use our time saving Apply Online options.