1.   Limitation of Liability.  IN NO EVENT SHALL RMORTGAGE BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION, ANY LOSS OF PROFITS, LOSS OF BUSINESS, LOSS OF USE OR INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES WHICH YOU MAY INCUR, EVEN IF RMORTGAGE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.  IN NO EVENT WILL RMORTGAGE BE LIABLE FOR ANY CLAIM AGAINST YOU BY ANY THIRD PARTY INCLUDING, BUT NOT LIMITED TO, ANY PARTICIPATING LENDER.  IN NO EVENT WILL RMORTGAGE BE LIABLE FOR ANY REPRESENTATION OR WARRANTY MADE TO YOU BY A PARTICIPATING LENDER OR ITS RESPECTIVE AGENTS.  THIS LIMITATION OF LIABILITY IS AN ESSENTIAL ELEMENT OF YOUR SUBMISSION OF THE LOAN QUOTE REQUEST FORM.

2.   Disclaimer of Warranties.  TO THE FULLEST EXTENT PERMITTED BY LAW, RMORTGAGE MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED IN CONNECTION WITH THE PERFORMANCE OF RMORTGAGE, THE PERFORMANCE OF OUR LENDERS AND INVESTORS OR AS TO THE SERVICES OFFERED BY RMORTGAGE TO YOU IN CONNECTION WITH THE SUBMISSION OF THE INFORMATION ON THIS FORM.  FURTHERMORE, RMORTGAGE MAKES NO IMPLIED WARRANTY OF MERCHANTABILITY OR OF FITNESS FOR ANY PARTICULAR PURPOSE IN CONNECTION WITH THE OPERATION OF THE RMORTGAGE SYSTEM.